Utility Bill Payments and Financial Health

 

Over the past decade, research from the Center for Financial Services Innovation (CFSI) has developed a nuanced picture of U.S. adults who face financial challenges. Their findings have catalyzed work by others and when all the facts are put together, it is clear that this national challenge...

Strengthening our Communities

Use Utility Data to Reduce Energy Insecurity and Build Credit

Across the U.S there has been increased attention to building financial assets within low and moderate income (LMI) communities. Helping residents improve their credit scores is one path forward. For example, Operation Hope has 700...

How Utility Bill Data Improves Credit Scores

There’s a revolution going on in the credit markets, and the lowly utility bill has an important role to play. Here’s the scoop: Credit scores are very useful, helping providers of mortgages, credit cards and auto loans to quickly assess repayment risk. While 184 million Americans have a credit...

   

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